Certificates of Growth

Certificates of Growth (COGs) are fixed rate instruments that provide opportunities for South Carolina Baptist Convention (SCBC) affiliated individuals, churches, and ministries to actively invest in church and Kingdom growth!

How it works: COG investors receive a competitive fixed return on a time investment. COG funds are then used to assist in the financing of projects for new or existing South Carolina Baptist churches at affordable rates.

Through investment in COGs, YOU are helping churches get the resources they need to fuel their Gospel mission through growing and enhancing their facilities. In this way, SC Baptists help other SC Baptists!

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We will offer Certificates of Growth only in South Carolina. Certificates of Growth are offered only by the Offering Circular. Please click below for complete details and to view the Offering Circular.

Individuals

Members of SCBC churches who are seeking a fixed rate of return can invest in church growth with a minimum deposit of $1,000! COGs can be registered in individual or joint ownership, and they allow for beneficiary designations.

Churches & Ministries

SCBC churches and affiliated ministries and institutions seeking an investment alternative that provides fixed income can actively invest in other SCBC churches and ministries!

If it is your ministry’s first time opening a COG, complete an Opening Packet. Any subsequent COGs can be opened using just the COG Selection Form; please contact info@mybfsc.org if you need to update any previously submitted documentation.